/* podstrony: kazda ma swoj prefiks - zk / kz / np / cl */

/* ---- zdolnosc: tekst + kalkulator ---- */
.zk-top { padding: 4rem 0 2rem; }
.zk-top__row { display: grid; grid-template-columns: minmax(0, 1fr); gap: 3.2rem; }
.zk-top__text h1 { margin: .8rem 0 1.6rem; }
.zk-top__warn { margin-top: 1.6rem; padding: 1.2rem 1.4rem; border-left: 3px solid #fd8878; background: #fff6f4; font-size: 1.3rem; line-height: 1.55; color: #262626; }
.zk-calc { padding: 2.4rem 2rem; border-radius: 15px; background: #fff; box-shadow: 0 10px 40px rgba(0,0,0,.1); }
.zk-calc__l { display: block; margin: 1.4rem 0 .6rem; font-size: 1.2rem; font-weight: 700; color: #000; }
.zk-calc__l:first-child { margin-top: 0; }
.zk-calc__in { width: 100%; height: 52px; padding: 0 1.4rem; border: 1px solid #cccccc; border-radius: 10px; font: inherit; font-size: 1.8rem; font-weight: 700; color: #000; outline: none; }
.zk-calc__in:focus { border-color: #2945ff; }
.zk-calc__two { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.zk-calc__out { margin-top: 2rem; padding-top: 1.2rem; border-top: 2px solid #000; }
.zk-calc__row { display: flex; justify-content: space-between; align-items: baseline; padding: .8rem 0; font-size: 1.4rem; }
.zk-calc__row b { font-size: 2.2rem; font-weight: 800; color: #000; letter-spacing: -0.02em; }
.zk-calc__row--sum b { color: #2945ff; }
.zk-calc__bar { position: relative; height: 10px; margin: .6rem 0 .8rem; border-radius: 10px; background: #f2f2f2; overflow: hidden; }
.zk-calc__bar i { display: block; height: 100%; border-radius: 10px; background: #2945ff; transition: width .3s; }
.zk-calc__bar i.is-warm { background: #fd8878; }
.zk-calc__bar i.is-hot { background: #d63d2a; }
.zk-calc__bar em { position: absolute; top: 0; bottom: 0; width: 2px; background: #fff; }
.zk-calc__hint { font-size: 1.25rem; line-height: 1.5; color: #666666; min-height: 3.6rem; }
.zk-five { padding: 6.4rem 0 0; }
.zk-five__list { margin-top: 2.8rem; padding: 0; list-style: none; counter-reset: zk; display: grid; gap: 1.2rem; }
.zk-five__list li { position: relative; padding: 2.4rem 2rem 2.4rem 6.4rem; border-radius: 15px; background: #f8f8f8; font-size: 1.4rem; line-height: 1.55; }
.zk-five__list li:before { counter-increment: zk; content: counter(zk); position: absolute; left: 2rem; top: 2.2rem; width: 3rem; height: 3rem; border-radius: 50%; background: #2945ff; color: #fff; font-weight: 800; text-align: center; line-height: 3rem; font-size: 1.4rem; }
.zk-five__list b { display: block; margin-bottom: .4rem; font-size: 1.7rem; font-weight: 800; color: #000; }
.zk-before { padding-top: 1.6rem; }
.zk-before .zk-before__card { display: grid; gap: 2rem; padding: 3.2rem 2.4rem; background: #000; color: #fff; }
.zk-before__big { font-size: 9.6rem; line-height: .9; font-weight: 800; color: #fd8878; }
.zk-before__cap { font-size: 1.6rem; font-weight: 700; }
.zk-before__list { list-style: none; }
.zk-before__list li { padding: 1.2rem 0; border-bottom: 1px solid #333; font-size: 1.5rem; }
.zk-offer { padding: 6.4rem 0 0; }
.zk-offer__row { display: grid; gap: 2.4rem; }
.zk-offer__img { width: 100%; height: 260px; object-fit: cover; border-radius: 15px; background: #e7ebff; }
.zk-offer__p { margin: 1.2rem 0 2rem; }

/* .kz-col--main { background: #1c33c9; } - ciemniejszy wariant, odrzucony */
/* ---- koszty: trzy kolumny momentow ---- */
.kz-top { padding: 4rem 0 0; text-align: center; }
.kz-top h1 { margin-top: .8rem; }
.kz-top__lead { display: block; max-width: 40em; margin: 1.6rem auto 0; }
.kz-steps { padding-top: 4rem; }
.kz-steps__row { display: grid; grid-template-columns: minmax(0, 1fr); gap: 1.2rem; }
.kz-col { padding: 2.8rem 2.4rem; border-radius: 15px; background: #f8f8f8; }
.kz-col--main { background: #2945ff; color: #fff; }
.kz-col__n { font-size: 4.8rem; line-height: 1; font-weight: 800; color: #cccccc; }
.kz-col--main .kz-col__n { color: rgba(255,255,255,.45); }
.kz-col__h { margin: .8rem 0 1.6rem; font-size: 1.9rem; font-weight: 800; letter-spacing: -0.02em; }
.kz-col__list { list-style: none; }
.kz-col__list li { display: flex; justify-content: space-between; gap: 1.2rem; padding: 1.1rem 0; border-top: 1px solid rgba(0,0,0,.08); font-size: 1.35rem; line-height: 1.4; }
.kz-col--main .kz-col__list li { border-color: rgba(255,255,255,.2); }
.kz-col__list b { flex: 0 0 auto; max-width: 45%; text-align: right; font-weight: 800; }
.kz-first { padding-top: 1.6rem; }
.kz-first__card { display: grid; grid-template-columns: 56px minmax(0, 1fr); gap: 1.6rem; padding: 2.8rem 2.4rem; border-radius: 15px; border: 2px dashed #2945ff; }
.kz-first__h { font-size: 1.9rem; font-weight: 800; color: #000; letter-spacing: -0.02em; }
.kz-first__p { margin-top: .8rem; font-size: 1.4rem; line-height: 1.6; }
.kz-vs { padding-top: 6.4rem; }
.kz-vs__row { display: grid; gap: 1.2rem; margin-top: 2.4rem; }
.kz-vs__col { padding: 2.4rem; border-radius: 15px; border: 1px solid #E5E5E5; }
.kz-vs__col--b { background: #f8f8f8; border-color: #f8f8f8; }
.kz-vs__tag { display: inline-block; margin-bottom: 1.2rem; padding: .4rem 1.2rem; border-radius: 4.7rem; background: #000; color: #fff; font-size: 1.2rem; font-weight: 700; }
.kz-vs__col--b .kz-vs__tag { background: #2945ff; }
.kz-vs__col ul { padding-left: 1.8rem; font-size: 1.4rem; line-height: 1.6; }
.kz-vs__col li { padding: .3rem 0; }
.kz-vs__note { margin-top: 1.6rem; font-size: 1.25rem; color: #666666; }
.kz-pic { padding-top: 4rem; }
.kz-pic__img { width: 100%; height: 220px; object-fit: cover; border-radius: 15px; background: #e7ebff; }

/* ---- nadplata: liczba + pasy ---- */
.np-top { padding: 4rem 0 2.4rem; }
.np-top__row { display: grid; gap: 2.4rem; }
.np-top h1 { margin: .8rem 0 1.6rem; }
.np-top__num { padding: 2.8rem 2.4rem; border-radius: 15px; background: #2945ff; color: #fff; }
.np-top__big { font-size: 4.4rem; line-height: 1; font-weight: 800; letter-spacing: -0.04em; }
.np-top__cap { margin-top: 1rem; font-size: 1.35rem; line-height: 1.5; color: #e7ebff; }
.np-case__card { padding: 3.2rem 2.4rem; }
.np-case__kick { font-size: 1.2rem; color: #666666; }
.np-case__data { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.6rem; margin: 2rem 0 0; }
.np-case__data dt { font-size: 1.15rem; color: #666666; }
.np-case__data dd { margin: .2rem 0 0; font-size: 1.8rem; font-weight: 800; color: #000; }
.np-lanes { margin-top: 3.2rem; display: grid; gap: 2rem; }
.np-lane__t { font-size: 1.4rem; font-weight: 700; color: #000; }
.np-lane__bar { height: 16px; margin: .8rem 0; border-radius: 16px; background: #fff; overflow: hidden; }
.np-lane__bar i { display: block; height: 100%; border-radius: 16px; background: #cccccc; }
.np-lane--a .np-lane__bar i { background: #2945ff; }
.np-lane--b .np-lane__bar i { background: #fd8878; }
.np-lane__v { font-size: 1.3rem; color: #262626; }
.np-case__note { margin-top: 2.8rem; padding-top: 2rem; border-top: 1px solid #E5E5E5; font-size: 1.45rem; line-height: 1.6; }
.np-rules { padding-top: 1.6rem; }
.np-rules__row { display: grid; gap: 1.2rem; }
.np-rules__col { padding: 2.8rem 2.4rem; border-radius: 15px; border: 2px solid #000; }
.np-rules__col--fee { border-color: #fd8878; background: #fff6f4; }
.np-rules__h { margin-bottom: 1.2rem; font-size: 1.9rem; font-weight: 800; color: #000; }
.np-rules__col ul { padding-left: 1.8rem; font-size: 1.4rem; line-height: 1.6; }
.np-rules__col p:not(.np-rules__h) { font-size: 1.4rem; line-height: 1.6; }
.np-offer { padding: 6.4rem 0 0; }
.np-offer__card { display: grid; gap: 2.4rem; align-items: center; }
.np-offer__img { width: 72%; max-width: 320px; margin: 0 auto; aspect-ratio: 1; object-fit: cover; border-radius: 50%; background: #e7ebff; }
.np-offer__p { margin-top: 1.2rem; font-size: 1.45rem; line-height: 1.6; }

/* ---- checklista ---- */
.cl-top { position: sticky; top: 64px; z-index: 5; padding: 2.4rem 0 1.6rem; background: rgba(255,255,255,.96); border-bottom: 1px solid #E5E5E5; }
.cl-top__row { display: grid; gap: 1.6rem; }
.cl-top h1 { margin: .6rem 0 .8rem; }
.cl-top__lead { display: none; }
.cl-top__tools { display: flex; align-items: center; gap: 1.6rem; flex-wrap: wrap; }
.cl-top__count { font-size: 1.4rem; color: #666666; }
.cl-top__count b { font-size: 2.4rem; font-weight: 800; color: #2945ff; }
.cl-top__bar { flex: 1; min-width: 120px; height: 8px; border-radius: 8px; background: #f2f2f2; overflow: hidden; }
.cl-top__bar i { display: block; width: 0; height: 100%; background: #2945ff; transition: width .25s; }
.cl-lists { padding-top: 2.4rem; }
.cl-lists__grid { display: grid; grid-template-columns: minmax(0, 1fr); gap: 1.6rem; }
.cl-group { padding: 2.4rem 2rem; border-radius: 15px; background: #f8f8f8; }
.cl-group__h { display: flex; align-items: center; gap: 1rem; margin-bottom: 1.2rem; font-size: 1.8rem; font-weight: 800; color: #000; }
.cl-group__h span { width: 3.2rem; height: 3.2rem; border-radius: 8px; background: #000; color: #fff; text-align: center; line-height: 3.2rem; font-size: 1.4rem; }
.cl-group__h em { margin-left: auto; font-style: normal; font-size: 1.2rem; font-weight: 500; color: #666666; }
.cl-group__list { list-style: none; }
.cl-item { display: grid; grid-template-columns: 22px 26px minmax(0, 1fr); gap: 1rem; align-items: start; padding: 1.1rem 0; border-top: 1px solid #E5E5E5; cursor: pointer; font-size: 1.4rem; line-height: 1.45; }
.cl-item input { position: absolute; opacity: 0; }
.cl-item__box { width: 22px; height: 22px; border: 2px solid #000; border-radius: 6px; background: #fff; position: relative; }
.cl-item input:checked + .cl-item__box { background: #2945ff; border-color: #2945ff; }
.cl-item input:checked + .cl-item__box:after { content: ''; position: absolute; left: 6px; top: 2px; width: 5px; height: 10px; border: solid #fff; border-width: 0 2px 2px 0; transform: rotate(45deg); }
.cl-item input:focus-visible + .cl-item__box { outline: 2px solid #2945ff; outline-offset: 2px; }
.cl-item__n { font-size: 1.2rem; font-weight: 700; color: #cccccc; padding-top: .2rem; }
.cl-item input:checked ~ .cl-item__t { color: #666666; text-decoration: line-through; }
.cl-after { padding: 4rem 0 0; }
.cl-after__card { padding: 3.2rem 2.4rem; border-radius: 15px; background: #000; color: #fff; }
.cl-after__h { font-size: 2.2rem; font-weight: 800; letter-spacing: -0.02em; }
.cl-after__p { margin: 1.2rem 0 2rem; font-size: 1.45rem; line-height: 1.6; color: #cccccc; max-width: 44em; }
.cl-after .btn-link-arrow { color: #fd8878; }

@media print {
  .mh-header, .mh-contact, .mh-footer, .mh-cookie, .cl-after, .cl-top__tools .btn { display: none !important; }
  .main-content { padding-top: 0; }
  .cl-top { position: static; }
  .cl-group { background: none; border: 1px solid #ccc; break-inside: avoid; }
}

@media (min-width: 768px) {
  .zk-calc { padding: 3.2rem; }
  .zk-five__list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .zk-five__list li:last-child { grid-column: 1 / -1; }
  .zk-before__card { grid-template-columns: 200px minmax(0, 1fr); align-items: center; padding: 4.8rem; }
  .zk-offer__row { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); align-items: center; gap: 4.8rem; }
  .zk-offer__img { height: 380px; }
  .kz-steps__row { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .kz-col--main { transform: translateY(-1.6rem); }
  .kz-vs__row { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .kz-pic__img { height: 360px; }
  .np-top__row { grid-template-columns: minmax(0, 1fr) 300px; align-items: end; }
  .np-case__card { padding: 4.8rem 5.6rem; }
  .np-case__data { grid-template-columns: repeat(5, minmax(0, 1fr)); }
  .np-rules__row { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .np-offer__card { grid-template-columns: 320px minmax(0, 1fr); gap: 4.8rem; }
  .cl-top__row { grid-template-columns: minmax(0, 1fr) 320px; align-items: end; }
  .cl-top__lead { display: block; }
  .cl-lists__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); align-items: start; }
  .cl-after__card { padding: 4.8rem; }
}

@media (min-width: 1144px) {
  .zk-top { padding-top: 7.2rem; }
  .zk-top__row { grid-template-columns: minmax(0, 1fr) 440px; gap: 8rem; align-items: center; }
  .zk-five { padding-top: 10.4rem; }
  .zk-five__list { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .zk-five__list li:last-child { grid-column: auto; }
  .zk-offer { padding-top: 10.4rem; }
  .kz-top { padding-top: 7.2rem; }
  .kz-steps { padding-top: 6.4rem; }
  .kz-col { padding: 3.6rem 3.2rem; }
  .kz-first__card { padding: 4rem 5.6rem; grid-template-columns: 72px minmax(0, 1fr); }
  .kz-first__ico { width: 72px; height: 72px; }
  .kz-vs { padding-top: 10.4rem; }
  .kz-pic__img { height: 440px; }
  .np-top { padding-top: 7.2rem; }
  .np-top__row { grid-template-columns: minmax(0, 1fr) 380px; gap: 6.4rem; }
  .np-top__big { font-size: 5.6rem; }
  .np-offer { padding-top: 10.4rem; }
  .cl-top { top: 72px; }
  .cl-lists__grid { gap: 2rem; }
  .cl-group { padding: 3.2rem 3.2rem 2.4rem; }
}